APR Financing Available
When sleep strikes, say yes with confidence.
Your rate will be 10–30% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/month over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Buying with Affirm is simple
Here is how to start using Affirm:
1. At checkout, select Affirm as the payment method.
2. Follow the prompt to enter your mobile number.
3. Type your full legal name and your email address.
4. Type your date of birth and the last 4 digits of your Social Security number.
5. Select Create account.
6. See your loan decision.
Transparent. Simple. Fair.
It only takes a moment, and checking your eligibility won't affect your credit score.
Affirm won't charge you late fees or penalties of any kind, ever.
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No — checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes — you can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.